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Recurring Deposits

Save Monthly,
Grow Steadily

Disciplined savings from Rs500/month at 8.25% p.a. Auto-debit from savings account. Build wealth every month.

Live
◆🎉 Annual General Meeting 2025 — April 28 at Pune HQ. All members invited.◆📢 FD rates updated to 9.5% p.a. effective April 1, 2025.◆🏆 Awarded Best Co-operative Society — Pune District 2024.◆📱 Mobile Banking now supports UPI — Download & upgrade now.◆🎓 Scholarship applications open — members' children apply before May 31.◆🏠 Home Loan Festival — special rates from 8.5% p.a. till May 2025.◆🎉 Annual General Meeting 2025 — April 28 at Pune HQ. All members invited.◆📢 FD rates updated to 9.5% p.a. effective April 1, 2025.◆🏆 Awarded Best Co-operative Society — Pune District 2024.◆📱 Mobile Banking now supports UPI — Download & upgrade now.◆🎓 Scholarship applications open — members' children apply before May 31.◆🏠 Home Loan Festival — special rates from 8.5% p.a. till May 2025.
RD Account Benefits

Why Open an RD Account?

A Recurring Deposit account is the best way to build a savings habit. With auto-debit from your savings account, you invest without thinking about it.

Min deposit Rs500/month — max Rs1 Lakh/month
Interest rate 8.25% p.a. — compounded quarterly
Tenure 6 months to 10 years — flexible
Auto-debit from linked savings account
Premature withdrawal allowed with minor penalty
Loan up to 85% against RD balance
Senior citizens earn +0.5% extra interest
Nomination facility available

RD Rate Chart

Rates effective April 1, 2025

6–11 Months
7.25%7.75% Sr.
1 Year
8.00%8.50% Sr.
2 Years
8.25%8.75% Sr.
3 Years
8.50%9.00% Sr.
5 Years
8.25%8.75% Sr.
10 Years
7.75%8.25% Sr.
Open RD Account